Last Updated: February 2026
By accessing topexcard.com, you agree to these Terms of Use. If you do not agree, please do not use our website.
1. Use of Website
You agree to use this website only for lawful purposes and in a way that does not violate any laws or regulations.
You must not:
- Attempt to hack or disrupt the site
- Upload malicious software
- Copy or misuse content
- Use the site for illegal activities
2. Intellectual Property
All content on this website, including text, graphics, logos, and software, belongs to Sigma Information Technology FZCO and is protected by copyright laws.
You may not reproduce or distribute content without permission.
3. User Accounts (If Applicable)
If you create an account:
- You are responsible for your login details
- You must provide accurate information
- We may suspend accounts for violations
4. Services and Payments (If Applicable)
If you offer paid services:
- Prices are subject to change
- Payments are non-refundable unless stated
- You agree to provide valid payment information
5. Disclaimer
Our website and services are provided “as is” without warranties of any kind.
We do not guarantee:
- Error-free operation
- Uninterrupted service
- Specific results
6. Limitation of Liability
We are not liable for any damages resulting from:
- Use of our website
- Service interruptions
- Data loss
- Third-party actions
Use the site at your own risk.
7. Third-Party Services
We may use third-party tools (Google Analytics, payment gateways, etc.). Their terms also apply.
8. Termination
We reserve the right to suspend or terminate access at any time for violations of these terms.
9. Governing Law
These Terms are governed by the laws of Emirate of Dubai, United Arab Emirates.
10. Changes to Terms
We may update these Terms at any time. Continued use means acceptance of changes.
11. Contact Information
For questions, contact:
Email: [email protected]
Company Name: Sigma Information Technology FZCO